Privacy Statement

Boulevard Bank Privacy Statement

Boulevard Bank recognizes that consumers have become increasingly concerned about the privacy of their personal information. We consider privacy of consumers' personal information an important element of public trust and confidence at Boulevard Bank. We have consistently demonstrated our ability to protect sensitive information that consumers have given us in confidence. However, new privacy concerns are emerging due to changes in the financial industry, technology and regulations.

We reconfirm our commitment to consumers that we will take all reasonable steps consistent with state and federal laws, regulations and normal business practices protecting consumer privacy by keeping confidential information shared with us.

Information about consumers is collected, used and retained only where it is reasonably necessary and useful in administering our business and in providing financial products and services to our customers. We have procedures intended to assure that consumers' information is accurate, current and complete in accordance with commercial standards, applicable laws and regulations. Our safeguards comply with the standards published by banking regulators. Security procedures and policies limit employee access to personally identifiable information to those with a business reason to know such information. In addition, employees are informed of and trained in their responsibility to protect confidential customer information.

Boulevard Bank may provide or disclose specific information about consumers' accounts or other business relationships with us when:

• Developing financial products and services,
• Providing advisory assistance,
• Requested or expressively authorized by a customer,
• Necessary to properly execute a transaction initiated by a consumer,
• Required to assert a legal claim, and
• Lawfully permitted or required

Information that we have about our customers is available to our employees and agents on a need to know basis so they can do their jobs. We prohibit our employees and agents from giving information about customers to anyone in a manner that would violate any applicable law or privacy policy. We do not provide information about customers to anyone without first verifying who they are and whether they may have legal access to the information. We have trained our employees to protect information that we have about our customers.